Private Health Cash Plans
Private health cash plans allow you to spread the cost of certain healthcare expenses, for a regular monthly premium. There are a variety of companies that provide these type of health cash plans, with a range of benefits and costs. CNHC registration is recognised by some of these companies.
Policies can be funded by an employer or purchased by an individual, for themselves or for their family. They work by processing claims for reimbursement for healthcare costs not funded by the NHS or private medical insurance policies. This could include dental care, physiotherapy, chiropractic care, complementary therapies, etc. Each company offers different levels of coverage, which reimburse for costs of varying therapies to set annual limits.
It is essential that clients check their coverage before committing to or paying for treatments if they want to apply for reimbursement of fees.
Below is a list of known Private Health Cash Plan providers that recognise CNHC registration for reimbursement.
Westfield Health recognises CNHC registration for reimbursement on a limited number of corporate paid plans provided by specific employers for the following ‘Therapies’: Aromatherapy, Hypnotherapy, Nutritional Therapy, Reflexology, Reiki, CNHC registered Massage Therapists who practise Indian Head Massage and Sports Massage, and CNHC registered Sports Therapists who practise Sports Massage.
Health Shield will reimburse for the following CNHC registered disciplines on individual and corporate paid plans under ‘Health and Wellbeing’: Alexander Technique, Aromatherapy, Bowen Therapy, Hypnotherapy, Naturopathy, Nutritional Therapy, CNHC registered Nutritional Therapists who provide Allergy Testing and Food Intolerance Testing, Reflexology, Reiki, Shiatsu and CNHC registered Massage Therapists who use Chair Massage, Indian Head Massage, Manual Lymphatic Drainage, Remedial Massage or Sports Massage, and CNHC registered Sports Therapists who practise Sports Massage. Health Shield covers 100% of the therapy cost up to the set limit per year, depending on the plan.
BHSF recognises CNHC registration for reimbursement for Reflexology for all levels of their health cash plans. BHSF will reimburse for 100% of claims up to a limit of £200 per year, depending on the level of cover.
UK Healthcare recognises CNHC registration for reimbursement on their individual cash plans for Aromatherapy, Reflexology and CNHC registered Massage Therapists who practise Remedial Massage – following a GP referral. GMC guidance allows GPs to refer patients to practitioners on an Accredited Register such as CNHC’s. UK Healthcare covers 100% of claims up to £250 depending on the level of cover.
Paycare recognises CNHC registration for reimbursement for Hypnotherapy on all of their health cash plans. Paycare will reimburse for 100% of claims up to a limit of £150 per year, depending on the level of cover.
This is not a definitive list and we will be adding to it on an ongoing basis.
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